住房公积金新房贷款要怎么还款啊?
提问者 :
cunzhe6
时间 :
2015-05-16 12:22
所属分类 :
买房-贷款办理-贷款流程
回答详情
共有1个回答
-
idy430a
住房公积金新房贷款还款方式有两种，一种为等额本息法。等额本息法：每月还款额相等，在每月还款额中包含的本金偿还先少后多，利息偿还先多后少。该法贷款偿还前期借款人负担较轻，但贷款期要付的利息总额比等额本金法要多，适合于购房前期资金紧张的用户。等额本金法：每次偿还的贷款本金额相等，利息随着本金的减少而减少。该法贷款偿还前期借款人负担较重，但贷款期要付的利息总额比等额本息法要少，适合于购房前期资金不太紧张，前期偿还能力较强的用户。
2015-05-16 12:38
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