关于超90平米按揭贷款
提问者 :
伽玛贝
时间 :
2008-05-13 20:49
所属分类 :
买房-贷款办理-商业贷款
回答详情
共有2个回答
-
罗罗儿
办理北京经济使用房审批表 联系电话 51913653 13466507291
2008-05-13 20:54
-
静水流深forever
买房也属市场交易的一种，交易就存在风险，国家政策的变化也是风险来源之一，你的问题是：当风险来的时候应该由谁来承担？我认为，在房产不便、总房款不便的情况下，变的是你的付款方式。首付20%还是30%对开发商是没有影响的，因为最后他都能拿到总房款，但是，你如果只首付20%，则贷款银行就不会放贷给你，你就要承担逾期付款的违约责任。贷款严格来说是你和银行之间的协议，和开发商没有直接联系，所以这个风险将由你来承担。
2008-05-13 20:54
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