个人征信报告查询多少次会对银行贷款有影响？
提问者 :
派大星的守护
时间 :
2019-01-25 10:49:04
所属分类 :
买房-贷款办理-贷款政策
回答详情
共有2个回答
-
长发的菇凉
没有一定说查询多少次就会影响，一般来说是6次 这个跟银行有关系，也许硬查询5次，银行就认定你缺钱，有潜在风险，就可能不给你贷款了
2019-01-25 10:50:21
-
西瓜好酸
并不是所有的查询都会影响贷款！个人信用报告的查询原因分为本人查询、信用卡审批、担保资格审查、贷后管理、贷款审批、异议查询等。其中，信用卡审批、担保资格审查、贷款审批按风险要素看可以属于负面类。只有当这类查询记录过多的时候才会产生不利影响，而本人查询不算在内，因此，如果是个人查询自己的相关征信记录的话，并不会对贷款产生影响。
2019-01-25 10:49:27
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