公积金贷款贷款额度怎么计算？我月缴240，但这是公司按照最低工资给上的。如果补足到500，能不能贷80万？
提问者 :
merry_leung
时间 :
2011-02-15 06:01:00
所属分类 :
买房-贷款办理-公积金贷款
回答详情
共有1个回答
-
小雅CC
月缴存240元，不知道您的缴存比例是多少，一般是12%。按这个给您计算：240除12%=2000.元。您的一般工资大约在2000元左右吧。再减400元最低生活保障=1600元。按这个数值，您最多可以申请31万元的贷款。如果您补到500元，您 最多也只能贷到74万左右。而且还要看房子的情况。在北京贷到80万的很正常，关键看公积金的缴存额。越高越好贷。
2011-02-15 10:30:00
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